MEDICAL
| For 2009 New Health Plan Benefit Information please view the attached Special Edition of The Resource , click here. |
| For information regarding how NISD medical plans compare to Medicare Part D prescription plans, click here. |
NEW NISD Employees
New employees with Northside can click here for instructions for completing the new hire enrollment process.
Overview
Northside ISD offers employees a Smart Suite of health benefit plans fully insured by Humana. The CoverageFirst 1000, PPO 300 and PPO 500 plans utilize the Humana Preferred Network (HPN). (Click here to view coverage summary.) Employees who have other health insurance and do not wish to participate in an NISD-sponsored Humana health plan, will be provided an $80,000 life insurance policy. You may also click here to view the Humana Preferred PPO Service Areas (United States) or if you would like to speak with a Humana representative please call 1-866-427-7478.
Spectrum Athletic Clubs
Each Humana plan includes an employee membership to the Spectrum Athletic Club of their choice. (Note: This free benefit does not include membership in the Roger's Ranch Club.) For enrollment and additional information, you can click here or call 210-489-6248. You can also click here to send an email.
NOTE: Current NISD employees should access the HR Intranet for EMPLOYEE access to Spectrum and Virgin Miles websites.
Plan Year 2008--Humana Preferred Network (HPN) |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
CF1000 |
10.00 |
249.60 |
152.56 |
250.36 |
Low PPO (PPO 500) |
32.28 |
302.88 |
192.24 |
310.30 |
High PPO (PPO 300) |
61.84 |
373.54 |
244.86 |
389.82 |
Plan Year 2008--Humana Choice Care Network |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
CF1000 |
60.88 |
371.22 |
243.14 |
387.24 |
Low PPO (PPO 500) |
87.40 |
434.62 |
290.36 |
458.56 |
High PPO (PPO 300) |
122.58 |
518.70 |
352.96 |
553.20 |
Plan Year 2008--Humana HMO |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
HMO |
251.02 |
825.62 |
581.58 |
898.68 |
NOTE: Employees who do not wish to enroll in a NISD Humana health plan must enroll in the $80,000 Basic Life Insurance -- No-Medical option. There is no cost to the employee. Participation in this plan does not provide the Spectrum Athletic Club benefit.
(NISD pays the premium for this coverage. Employer-paid premiums for coverage above $50,000 are considered imputed income and will be taxed.)
Care for Out of Area Dependents
Dependents of active employees are eligible for enhanced out of area benefits if they are enrolled in school outside of the HPN service area (school information must be provided) or they reside outside the HPN service area (address must be provided). The subscriber (parent) must be enrolled in the CoverageFirst benefit plan. Dependents are expected to use HPN providers when in the San Antonio area. Short term events, such as vacations, are not eligible. For more information and enrollment for please
click here.
DENTAL
Dental health is an important part of
total health and wellness. Northside employees may choose between five dental plan options. Safeguard is our Dental Provider and can be reached by calling 1-800-880-1800 or for additional information please click here.
Plan Year 2008--Dental Insurance |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
Safeguard HMO |
12.40 |
21.60 |
23.48 |
31.28 |
Safeguard High PPO |
32.48 |
59.86 |
58.90 |
91.04 |
Safeguard Low PPO |
28.62 |
52.74 |
51.90 |
80.22 |
| Safeguard Premium PPO |
36.20 |
65.66 |
66.72 |
101.48 |
| Safeguard PlatinumPPO |
39.52 |
71.70 |
72.86 |
110.82 |
VISION
Safeguard Vision plan is an option available to all regular NISD benefit-eligible employees. Benefits include coverage for
eye exams, frames, lenses, and contacts. Safeguard is our Vision Provider and can be reached by calling 1-800-880-1800 or for additional information click here.
Plan Year 2008-- Vision Insurance |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
| Safeguard Vision |
6.08 |
12.16 |
15.20 |
16.74 |
CANCER
The Northside medical insurance options all provide coverage for medical expenses incurred as a result of cancer. However, the diagnosis and treatment of cancer can present additional financial hardship for employees and their families. For this reason, Northside makes available supplemental Cancer coverage. Allstate provides the coverage and can be reached by calling 1-800-521-3535. Specific coverage limitations may be obtained from the NISD Benefits Office.
Plan Year 2008--Cancer Insurance |
Plan |
Employee |
Employee &
Spouse |
Employee &
Children |
Family |
| Cancer High Option |
23.56 |
. |
. |
40.94 |
| Cancer Low Option |
15.34 |
. |
. |
26.62 |
Tax Free Health Benefits
Northside ISD offers all employees
the opportunity to pay for health premiums and certain medical
expenses with tax-free income through our Section 125 Cafeteria
Plan. Employees may elect to pay their NISD health premiums
with pre-tax money. They may also elect to put pre-tax income
into a Medical Spending Account to reimburse out-of-pocket eligible
expenses (e.g., co-payments, prescribed weight loss programs,
etc.) For a list of eligible expenses please click here. A Dependent Childcare Reimbursement Program is also available under the Cafeteria Plan.
Health & Wellness Program
Northside ISD has established a Health and Wellness Committee to provide advice and assistance to NISD decision makers regarding matters of insurance, wellness activities, and other issues related to health benefits for Northside employees. Members of the committee are selected from each campus and central office department.
The mission of this program is to promote healthy lifestyles among
all employees and their families and thereby reduce medical costs and utilization, improve quality of life and enhance productivity.
For additional information on the Wellness Program, committee membership or its activities, please contact Anna-Marie Rizo, Benefits Communications Specialist at 397-8620.
More information on insurance is available in Employee Handbooks. |
To view Employee Handbooks,
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